1. Rule of Thumb Budgeting
Most designers (and firms like Interior A to Z, Livspace, etc.) suggest:
- Budget 5% to 15% of your property value for interiors.
π Example: If your flat costs βΉ70 lakh, plan to spend βΉ3.5 β βΉ10.5 lakh depending on finishes and scope.
2. Cost Per Square Foot Approach
- Basic Interiors: βΉ800 β βΉ1,500 per sq. ft.
(modular kitchen, basic wardrobes, lights, paint) - Mid-Range Interiors: βΉ1,500 β βΉ2,500 per sq. ft.
(premium laminates, false ceiling, better finishes, dΓ©cor) - Luxury Interiors: βΉ2,500 β βΉ4,000+ per sq. ft.
(Italian marble, veneer, high-end modular fittings, designer furniture)
π Example: For a 1,000 sq. ft. home in Noida
- Basic β ~βΉ10 lakh
- Mid-range β ~βΉ20 lakh
- Luxury β βΉ30 lakh+
3. Room-Wise Cost Estimate
- Living Room: βΉ2 β βΉ5 lakh (TV unit, sofa, false ceiling, lights, paint/wallpaper)
- Modular Kitchen: βΉ2 β βΉ6 lakh (depends on size + appliances)
- Bedroom: βΉ1.5 β βΉ4 lakh per room (wardrobe, bed, study, dΓ©cor)
- Bathrooms: βΉ1 β βΉ2.5 lakh each (tiles, vanity, shower glass)
π A 2BHK flat interior in Gurgaon usually costs βΉ8 β βΉ15 lakh on average.
4. Factors That Affect Your Budget
- City & Local Labor Rates β Gurgaon costs more than Ghaziabad.
- Materials & Finishes β Laminate vs veneer vs acrylic drastically changes cost.
- Scope of Work β Full interiors (including furniture + dΓ©cor) vs just modular kitchen & wardrobes.
- Designer Fees β
- Consultation-only: βΉ20,000 β βΉ1 lakh
- Percentage of project: 6% β 15%
- Per sq. ft. design fees: βΉ50 β βΉ200
5. Hidden Costs to Remember
- GST (18%) on modular furniture and services
- Delivery & installation charges
- Site changes & extra electrical work
- Curtains, soft furnishings, dΓ©cor items
β Quick Budget Cheat-Sheet (Delhi NCR 2025)
| Home Type | Basic Interiors | Mid-Range | Premium/Luxury |
|---|---|---|---|
| 1BHK (600β700 sq. ft.) | βΉ4 β βΉ7 lakh | βΉ8 β βΉ12 lakh | βΉ15 lakh+ |
| 2BHK (900β1200 sq. ft.) | βΉ8 β βΉ12 lakh | βΉ13 β βΉ20 lakh | βΉ25 lakh+ |
| 3BHK (1300β1700 sq. ft.) | βΉ12 β βΉ18 lakh | βΉ20 β βΉ30 lakh | βΉ35 lakh+ |
| Villa (2500 sq. ft.+) | βΉ20 β βΉ30 lakh | βΉ35 β βΉ50 lakh | βΉ60 lakh+ |
π Final Thought
You should budget at least 10% of your home value for interiors if you want a well-designed, functional home.
- Budget clients in Noida can go with basic modular + dΓ©cor (βΉ8β12 lakh for a 2BHK).
- Mid-range clients in Gurgaon usually spend βΉ15β25 lakh for a 3BHK.
- Luxury projects in Delhi NCR can easily go beyond βΉ40 lakh with imported finishes.




