Planning interiors is exciting, but one key question always comes up: “What is a reasonable design budget?” Without a clear budget, it’s easy to overspend or fall short of expectations. A well-defined budget ensures you get the right balance of style, function, and affordability.
Setting the Foundation: Why Budgeting Matters
- Keeps finances on track
- Helps prioritize must-haves over extras
- Provides a roadmap for discussions with designers
- Avoids mid-project compromises
- Ensures realistic outcomes
Key Elements That Shape a Design Budget
- Property Size – Smaller flats cost less, villas demand more.
- Project Scope – Full home vs. single-room interiors.
- Material & Finishes – Budget laminates vs imported veneers.
- Furniture Type – Modular systems vs. custom builds.
- Design Style – Minimalist, contemporary, or luxury.
- Location – Costs in Delhi NCR, Gurgaon, and Noida are higher than in smaller cities.
Budget Ranges for Different Homes
| Home Type | Basic Range | Mid-Range | Luxury Range |
|---|---|---|---|
| 1 BHK | ₹2–4 lakh | ₹5–8 lakh | ₹10 lakh+ |
| 2 BHK | ₹4–6 lakh | ₹8–12 lakh | ₹15 lakh+ |
| 3 BHK | ₹6–10 lakh | ₹12–18 lakh | ₹20 lakh+ |
| Villas/Penthouses | ₹15–30 lakh | ₹30–50 lakh | ₹60 lakh+ |
Per Square Foot Planning
- Budget Interiors – ₹800 – ₹1,500 per sq. ft.
- Mid-Range Interiors – ₹1,500 – ₹2,500 per sq. ft.
- Luxury Interiors – ₹3,000 – ₹6,000+ per sq. ft.
➡ Example: A 1,500 sq. ft. home in Noida may require ₹10–15 lakh for a mid-range interior setup.
Smart Budgeting in Delhi NCR
- 1BHK apartments – ₹3–5 lakh
- 2BHK flats – ₹5–8 lakh (Noida), ₹7–10 lakh (Gurgaon)
- 3BHK homes – ₹10–18 lakh depending on finishes
- Luxury villas – ₹25–50 lakh+ in premium Delhi locations
How to Divide a Reasonable Budget
- Storage & Furniture – 40%
- Flooring, Paint & Finishes – 25%
- Lighting & Electricals – 20%
- Décor & Accessories – 10%
- Contingency Buffer – 5–10%
Budget-Friendly Design Strategies
- Choose modular kitchens and wardrobes to reduce costs.
- Use a mix of premium and budget décor for balance.
- Source from local Delhi NCR markets for savings.
- Focus on functional rooms first (kitchen, bedrooms).
- Always keep a buffer for unexpected costs.
FAQs – Reasonable Interior Design Budget
What is a realistic budget for a 2BHK?
₹5–8 lakh for mid-range finishes and modular furniture.
Can luxury interiors be done in ₹12–15 lakh?
Yes, for compact homes, but expect selective premium elements.
Is modular cheaper than custom furniture?
Yes. Modular is budget-friendly and faster to install.
Should I go turnkey for budget clarity?
Yes. Turnkey services offer fixed costs and timelines.
Is a buffer necessary in the budget?
Yes. Always keep 10–15% extra for price changes.
Conclusion – Defining a Reasonable Budget
A reasonable design budget varies by property type, but mid-range homes usually fall between ₹800 – ₹2,500 per sq. ft. In Delhi NCR, that means ₹5–8 lakh for a 2BHK and ₹10–18 lakh for a 3BHK, while luxury villas exceed ₹20 lakh.
A smart approach is to balance essentials with premium touches, stick to modular where possible, and always keep a financial buffer.